Wednesday, June 10, 2009

Home Biz may not be covered under Homeowners Policy

If you have a home based business, your business property may not be covered under your standard homeowner policy. If you purchase computer equipment, office furniture and tools of your trade with your business income, or if you have any business property on a depreciation schedule for your business, your property may not be covered under your homeowners policy. You may need to consider a separate business policy for business property.

A home inventory specialist can perform an inventory that encompasses all of your property, including your business property at your home. If you should sustain a catastrophic loss due to a house fire or another peril, will your business survive? FEMA estimates that 80% of businesses do not survive following a major catastrophe due to factors like poor record keeping.

The time is now to get ProActive to protect your personal and business assets.

Kelly Rinke
ProActive Home Inventory
www.ProActiveHomeInventory.com

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