I want to tell you a story about Alexandra’s experience when her father’s home was destroyed by an F4 tornado in Kansas a few years ago. Luckily her father survived but the tornado demolished his home. Alex went to Kansas to help her father put the pieces of his life back together. She literally cleaned what was left of his home with a shovel. During the process, she recalls creating an exhaustive list for the insurance claim of his personal belongings from the tattered remnants of his life. What the insurance company wanted was a detailed listing of every item gone or destroyed, including when & where each item was purchased, how much it cost, they even wanted brand names. Mind you, there was hardly anything except memory from where to start. She had to take a month’s leave of absence from work to create this list for her father. You wonder how much that cost her financially. But family and home is where the heart is and most of us would do the same if we were in her shoes.
Most people won’t remember about 20% of their property. What would 20% look like to you? Here’s a little test you can take for yourself. Leave the room you are in now and write down everything that was in that room from your memory. Then go back and compare your list with your room. How much did you forget? Did you include the closet and drawer contents? I can tell you that people whom have experienced something like this spend months if not years remembering items they forgot to include.
How much is your time worth? How much is your peace of mind worth? How much is your property worth? Isn’t it time for you to get ProActive about your financial life?
A properly stored home inventory could have saved Alex and her father weeks of their lives, perhaps even months. It could also have saved him a lot of money as he surely did not remember everything he owned.
Get ProActive about your financial life. Have your home inventoried BEFORE something like this happens to you and your family.
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